About Us


WorldTrips is a full service organization and member of the Tokio Marine HCC group of companies. We offer two distinct product lines: the Atlas Travel Series for people traveling outside their home countries, and the StudentSecure Series for international students.

About Tokio Marine HCC

Tokio Marine HCC is a leading international specialty insurance group dedicated to helping businesses and individuals take on opportunities with confidence. Backed by the insurance industry's highest available financial ratings, Tokio Marine HCC participates in more than 100 classes of specialty insurance. Every day from offices across the United States and in the United Kingdom, Spain, and Ireland, our 2,000 employees apply a unique understanding of risk and a passion for underwriting.


WorldTrips (previously Tokio Marine HCC – Medical Insurance Services Group, HCCMIS®) was established in 1998 in Indianapolis, IN. We were among the first to make insurance products and services available via the internet. Our customers can review coverage options, obtain quotes, purchase insurance, and receive their insurance documents – all electronically, without human intervention, 24 hours a day. Today, many thousands of international insurance professionals host our electronic tools on their websites, and this number continues to grow. We currently offer travel medical insurance to customers in over 130 countries and trip protection insurance to residents of the U.S.

In June 2015, WorldTrips was acquired by Tokio Marine Holdings, Inc. The acquisition allows WorldTrips, as a member of the Tokio Marine HCC group of companies, to expand its reach in the international community.

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Spain, and Ireland. The group transacts business in approximately 180 countries and underwrites more than 100 classes of specialty insurance.

Tokio Marine HCC products and capabilities set the standard for the industry, and many of the Company’s almost 2,500 employees are industry-leading experts. Tokio Marine HCC is rated* "AA- (Very Strong)" by Standard & Poor's and "AA- (Very Strong)" by Fitch Ratings. In addition, Tokio Marine HCC’s major domestic insurance companies are rated "A++ (Superior)" by A.M. Best Company.

*At the time of publish. For more information on these ratings, please visit: www.standardandpoors.com, www.fitchratings.com, and www.ambest.com.

Product Excellence

WorldTrips’ travel medical and trip protection insurance products are known and used daily by many thousands of individuals, families, corporations, and service groups around the world. These products are all designed with the unique needs of the international market in mind.

Markets for our travel medical insurance products include:

  • U.S. citizens traveling or residing outside of the U.S.
  • Non-U.S. citizens traveling or residing in the U.S. or abroad
  • Sales professionals and frequent travelers taking multiple international trips in a one-year period
  • Student groups, mission groups, friend groups, and families traveling abroad
  • International students


As a member of the Tokio Marine HCC group of companies, we operate with the mission “To Be a Good Company.” We will be there for our customers, playing our part in society in times of need. We will balance our strength as an organization with compassion as individuals, looking beyond profit to deliver fully on our commitments. Through our collective efforts, we will strive to be a Good Company, living up to the trust placed in us.

While growing revenues and increasing profits are important, we recognize the need to give back to the local and global communities where we do business. Our companies and its employees are involved in a number of diverse projects that help children and the disadvantaged and promote health care education and diversity. WorldTrips invites you to experience the difference that an enlightened corporate culture can make.